Make home-ownership your reality with a mortgage partner that understands your needs.

Frequently Asked Questions

How fast Avanti Lending close?

The closing of a house typically takes around 30 to 60 days from the offer of acceptance, but factors like mortgage underwriting, mortgage paperwork processing, communication between all parties, appraisals, and inspections influence this timeline.

What services does Avanti Lending offer?

We offer a variety of loan products like conventional loans, solutions for foreign national clients looking to buy investment properties and non-QM products.

How easy is the process of closing a house?

With an organized and expert mortgage partner like Avanti Lending, the process of closing a house is made easy with industry expertise, hard work, clear and honest guidance, and personalized service.

Does Avanti Lending offer refinancing options?

Yes, we can help our clients with refinancing their mortgage and taking out a second mortgage with expertise and honest guidance throughout the entire process.

Should I close under my personal name or LLC (foreign national borrowers)?

If you’re looking to limit your liability and benefit from tax advantages, closing under an LLC is a good idea.

Will I need a U.S. bank account to make payments?

Most lenders will require those purchasing real estate in the U.S. with a foreign national loan to have a U.S. bank account. Having this account can help adhere to tax compliance, streamline monthly mortgage payments, and simplify currency conversion.

Can you help me with a bank to open a bank account overseas?

Yes, at Avanti Lending, we have contacts to help clients outside of the U.S. to open a bank account.

How long does the Foreign National Loan approval process take?

The approval process will depend on the complexity of the loan application, which can take anywhere between a few business days and several weeks.

Are there any restrictions on the types of properties I can buy with a Foreign National Loan?

No, this type of loan allows foreign borrowers to purchase residential, commercial, or investment properties.

Is there a prepayment penalty for a bank statement loan?

This will usually depend on the lender, and if they do impose this fee, it can cost a percentage of the outstanding balance or as a fixed fee.

How long does it take to get approved for a Bank Statement Loan?

Bank statement loan processing times will depend on the complexity of your loan application, but you’re looking at a wait of 20 to 60 days.

How can I start my home mortgage with Avanti Lending?

Get your mortgage application started for your dream home by contacting us at (954) 440-6274.

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